What to do when you need money fast?
How does a fast loan work?
If you meet all the eligibility criteria outlined below, follow this simple 4-step process. The best solution in the event of a poor credit rating or rejection by your bank…
1- MAKE AN INSTANT ONLINE REQUEST
Click on the “LOAN APPLICATION” tab, complete the online application form and select the total amount required. You will not have any paper documents to send us this step only takes a few minutes.
2- GET APPROVAL TODAY
Your request will be immediately analyzed and processed, you will receive a response in less than 90 minutes. Your request will not be subject to a credit check.
3- CASH IN LOAN
Receive money by same-day electronic transfer, direct deposit or Interac, into your bank account, if approved by 2:00 p.m. Monday to Friday. Otherwise, the deposit will be made on the next working day.
4- REPAY THE PERSONAL LOAN
Take advantage of our flexible repayment terms and pay off your loan with peace of mind, at a fixed interest rate. No long-term debt, you’ll have 3 to 6 months to repay your loan, depending on how often you earn.
Money problems? We can help you!
Finance solution’s aim is to offer its customers quick and easy financial services, without the need for a credit check – a simple and effective solution. Do you need money now? Our company specializes in personal loans of $1250 and under to help you in delicate financial situations, for an unforeseen expense or emergency, or to assist you with an opportunity.
What to do when you need money fast?
Money problem? We can help you!
Finance solution’s aim is to offer its customers quick and easy financial services, without the need for a credit check. A simple, effective solution.
Do you need money now? Our company specializes in loans of $1250 and under to help you in delicate financial situations, in the face of an unforeseen expense or emergency, or to assist you with an opportunity.
How does a fast loan work?
If you meet all the eligibility criteria outlined below, follow this simple 4-step process. The best solution in the event of a poor credit rating or rejection by your bank…
1- MAKE AN INSTANT ONLINE REQUEST
Click on the “LOAN APPLICATION” tab, complete the online application form and select the total amount required. You will not have any paper documents to send us this step only takes a few minutes.
2- GET APPROVAL TODAY
Your request will be immediately analyzed and processed, you will receive a response in less than 90 minutes. Your application will not be subject to a credit check.
3- CASH IN LOAN
Receive money by same-day electronic transfer, direct deposit or Interac, into your bank account, if approved by 2:00 p.m. Monday to Friday. Otherwise, the deposit will be made on the next working day.
4- REPAY THE PERSONAL LOAN
Take advantage of our flexible repayment terms and pay off your loan with peace of mind, at a fixed interest rate. No long-term debt, you’ll have 3 to 6 months to repay your loan, depending on how often you earn.
Paperless
Safe and confidential
No credit check
Direct deposit in less than 24h
How to borrow now?
So as not to waste any time, gather the information you will need to submit your credit application to our services:
Proof of identity
Proof of address
A bank account
Revenu information
How can I get a personal loan right away?
Be 18 and over
Be a Canadian citizen
Have a steady job for at least 6 months
Receive pay by direct deposit into a Canadian bank account
Have a net monthly income of at least 1200$
Your no-inquiry credit application cannot be accepted if:
You have multiple returned payments in your account
You provide incomplete or erroneous documents
You have an incompliant consumer proposition
You have too many simultaneous short term loans
Your financial ratio is inadequate
You can count on a completely secure process with our lender!
Your information moves in a highly secured environment
We use "Instant Banking Verification" (IBV)
Your request will be managed confidentially
What do you do when you're short or have no money?
It’s not always possible to have an emergency fund in place to deal with temporary financial difficulties. When you’re short of cash, there are several strategies that can help you stabilize your financial situation. Start by evaluating your expenses and identifying those that are non-essential. Reduce your costs by saving on unnecessary subscriptions or limiting restaurant outings. Also consider requesting deferred payments if possible, to give yourself time to collect the full amount.
To generate extra income, consider offering freelance services or selling unused items online. You could also consider doing odd jobs, such as gardening or babysitting. These can help you earn some money quickly.
If the situation persists, consider applying for assistance from social organizations or food banks. These resources can provide temporary support. Finally, consider joining a credit union, which often offers adapted financial products on advantageous terms.
How long does the loan approval process take?
With Finance Solution, the loan approval process is designed to be fast and hassle-free. Once you complete the online application form, most applicants receive a response within 90 minutes. In some cases, additional verification may be required, but approvals generally happen within a few hours. If approved, funds are usually deposited the same day or within 24 hours.
Is my personal information secure during the loan process?
Absolutely. All personal and financial information submitted through our website is encrypted using industry-standard SSL technology. We adhere to strict privacy and data protection policies to ensure your information is never shared without your consent. Your security is a top priority throughout the entire loan process.
How much can I borrow with Finance Solution?
Loan amounts at Finance Solution vary depending on your personal financial situation and the type of loan you’re applying for. Generally, borrowers can access between $200 and $1,250 for short-term loans. Our goal is to provide flexible, responsible lending that matches your ability to repay.
IMPORTANT INFORMATION
Annual interest rate (APR)
We work with the best financial institutions to offer you an annual interest rate of 29%. Additional costs may be claimed to cover fees for the preparation, assembly, follow-up of the request and management of the customer file.
Reimbursement terms
Our loans reimbursement terms are 3 to 6 months depending on amount borrowed.
Exemple of reimbursement
For an instant loan of $750, $65 will be withdrawn from your account, weekly, over a 4-month period.
This information is given for descriptive purposes only and considers a full repayment, respecting the established payment schedule. These amounts include the fees claimed by the official agent (broker). Membership fees are subject to change. Finance Solution reserves the right to make such changes at any time. Amounts excludes postponed, refused or returned for insufficient funds payment fees .
Refused payment for insufficient funds or others
A 60$ fee will apply for any payment refused or returned for insufficient funds. These fees will be added at the end of your contract.
Postponed payment
It is possible to modify your payment plan by postponing a payment to a further date than according to your payment schedule. We must receive notice three business days prior to the scheduled withdrawal date and an administration fee of 50$ will be charged at the end of your contract. Please note that the first two payment will not be postponed.
Collection
If you miss a payment, one of our agents will contact you to advise you and rectify the situation. The collection officer will establish with you a new date on which the missed payment will be debited from your account. You will be charged a 65$ fee that will be added to the end of your payment schedule. If several payments are missed or you fail to honor your agreement, your file will be transferred to a collection agency.
Compliance of loan agreement
It is important to comply with your agreement and respect your payments. This will allow you to easily obtain a renewal, in addition of being able to increase the amount of your new loan.
Available in every province, except Québec
Eligibility
Although we strive to satisfy all our customers with flexible eligibility conditions, we are obliged to comply with current financial regulations. In order to evaluate your application, you must meet the following criteria:
- Be 18 and over
- Be a Canadian citizen
- Have a steady job for at least 6 months
- Receive a paycheck by direct deposit in Canada
- Not be under bankruptcy protection, intend on filling for personal bankruptcy or a consumer proposal
Completion of your file
Your file will be completed when these three steps have been done
- Reception and approval of all required documents
- Employment validation
- Verification of your personal references
Loans are deposited Monday through Friday during business hours.
Warning: Short term loans can provide an effective solution to meet your needs, but they have to be used wisely. Despite the fact that short-term loans are efficient and fast, the prevailing rates are higher than those of local banks. Therefore, they should be used occasionally and in situations where lower interest options would not be available, for exemple for an emergency. In order to avoid the appearance of a difficult financial situation, it is recommended that you do not contact several loan services.
HOME
ASK FOR A LOAN
RENEW A LOAN
ABOUT US
CONTACT