Get a fast loan with Interac
Need a fast loan that’s easy to get? The solution is at your fingertips with Finance Solution. Everywhere in Canada, receive money instantly, without credit checks or rejections. The process is secure and online, with no documentation required. For a micro cash loan, we’re here to help.
Apply for a fast loan of $500 to $1000
Quick and easy online credit
To obtain a fast loan from $250 to $1250, simply complete our online form.
Using IBV technology, our loan services check your eligibility and repayment capacity in less than 90 minutes, with no impact on your credit rating.
Interac e-Transfer in less than 24 hours
Available for everything unexpected, Finance Solution deposits the total amount of your request by Interac transfer in less than 24 hours if your application is accepted.
Our fast loan services and financing partners are reactive. The terms of the contract and the interest rate are communicated to you as soon as your file is created.
Repayment
calculator
Choose the amount you need and the loan term to get an example of the total amount to be repaid, at an interest rate of 29%.
Interac e-Transfer anywhere in Canada
Apply for your fast Interac loan! With a transfer made in less than 24 hours, after an analysis of your financial situation, you can quickly implement your projects, without obstacles and with complete peace of mind.
A solution for quick cash across Canada
Only 5 criteria fir your fast loan
Although you don’t need to provide any supporting documents, there are a few eligibility criteria for obtaining a fast online loan.
Must be over 18
Be a Canadian resident
Have a steady job for at least 6 months
Receive a paycheck by direct deposit in Canada
Have a net monthly income of at least 1200$
Have on hand
– An identity card
– A proof of address
– A checking account
– Income informations
Frequently asked questions about fast loans
What are fast loans?
Fast loans are short-term financial solutions designed to provide quick access to cash, typically within 24 hours. Unlike traditional bank loans, they feature a simplified application process, minimal documentation, and flexible approval criteria. Fast loans are ideal for urgent needs like medical bills, car repairs, or unexpected expenses.
Are fast loans available with bad credit?
Yes, fast loans are available even if you have bad credit. Many alternative lenders like Finance Solution focus on your income and banking history rather than your credit score. This makes fast loans a viable option for borrowers with poor credit or a limited credit history who still need immediate financial help.
How quickly can I receive a fast loan?
You can usually receive a fast loan on the same day you apply, often within just a few hours. Many lenders offer instant approval decisions and send the funds via Interac e-Transfer or direct deposit, allowing you to access the money quickly—sometimes in as little as 30 minutes after approval. Our process takes around 90 minutes and the money is yours in less than 24 hours!
How do I receive instant money with Interac?
No matter the sender, loan term or interest rate, you can receive your money instantly with Interac, with no security questions asked. Open the Interac e-Transfer section of your banking application and select Automatic Deposit Settings. Enter your e-mail address or cell phone number and confirm your registration in the e-mail or text message you receive, before clicking on Finish registration.
How can I get a instant mini loan?
Pour obtenir un mini prêt rapide, il est essentiel de choisir un prêteur qui offre des services de prêt en ligne avec approbation rapide. Voici quelques étapes pour accélérer le processus :
- Vérifiez votre éligibilité : Assurez-vous de répondre aux critères de base comme avoir un revenu stable, être majeur et résident canadien.
- Préparez vos documents : Ayez à portée de main une pièce d’identité valide, des informations de revenus, et des détails de votre compte bancaire pour un dépôt direct.
- Utilisez la vérification bancaire instantanée : Beaucoup de prêteurs offrent cette option pour accélérer le processus d’approbation.
- Soumettez votre demande durant les heures d’ouverture : Cela peut aider à obtenir une réponse plus rapidement puisque les demandes sont souvent traitées le jour même.
En respectant ces conseils, vous pouvez améliorer vos chances d’obtenir un prêt d’argent de manière efficace et sans retard inutile.
IMPORTANT INFORMATION
Annual interest rate (APR)
We work with the best financial institutions to offer you an annual interest rate of 29%. Additional costs may be claimed to cover fees for the preparation, assembly, follow-up of the request and management of the customer file.
Reimbursement terms
Our loans reimbursement terms are 3 to 6 months depending on amount borrowed.
Exemple of reimbursement
For an instant loan of $750, $65 will be withdrawn from your account, weekly, over a 4-month period.
This information is given for descriptive purposes only and considers a full repayment, respecting the established payment schedule. These amounts include the fees claimed by the official agent (broker). Membership fees are subject to change. Finance Solution reserves the right to make such changes at any time. Amounts excludes postponed, refused or returned for insufficient funds payment fees .
Refused payment for insufficient funds or others
A 60$ fee will apply for any payment refused or returned for insufficient funds. These fees will be added at the end of your contract.
Postponed payment
It is possible to modify your payment plan by postponing a payment to a further date than according to your payment schedule. We must receive notice three business days prior to the scheduled withdrawal date and an administration fee of 50$ will be charged at the end of your contract. Please note that the first two payment will not be postponed.
Collection
If you miss a payment, one of our agents will contact you to advise you and rectify the situation. The collection officer will establish with you a new date on which the missed payment will be debited from your account. You will be charged a 65$ fee that will be added to the end of your payment schedule. If several payments are missed or you fail to honor your agreement, your file will be transferred to a collection agency.
Compliance of loan agreement
It is important to comply with your agreement and respect your payments. This will allow you to easily obtain a renewal, in addition of being able to increase the amount of your new loan.
Available in every province, except Québec
Eligibility
Although we strive to satisfy all our customers with flexible eligibility conditions, we are obliged to comply with current financial regulations. In order to evaluate your application, you must meet the following criteria:
- Be 18 and over
- Be a Canadian citizen
- Have a steady job for at least 6 months
- Receive a paycheck by direct deposit in Canada
- Not be under bankruptcy protection, intend on filling for personal bankruptcy or a consumer proposal
Completion of your file
Your file will be completed when these three steps have been done
- Reception and approval of all required documents
- Employment validation
- Verification of your personal references
Loans are deposited Monday through Friday during business hours.
Warning: Short term loans can provide an effective solution to meet your needs, but they have to be used wisely. Despite the fact that short-term loans are efficient and fast, the prevailing rates are higher than those of local banks. Therefore, they should be used occasionally and in situations where lower interest options would not be available, for exemple for an emergency. In order to avoid the appearance of a difficult financial situation, it is recommended that you do not contact several loan services.
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