A loan with no documents to send, approved in less than 24 hours.
If you’re looking for a quick personal loan without a credit check, look no further!
In just a few minutes, use our online form to submit your request.
A no-document loan application, with an approval process of just 90 minutes!
A loan with no documents to send,
approved in less than 24 hours.
If you’re looking for a quick personal loan without a credit check, look no further!
In just a few minutes, use our online form to submit your request.
A no-document loan application, with an approval process of just 90 minutes!
Is it possible to take out an online microloan with no supporting documents?
It’s totally possible to obtain an online micro-loan with no supporting documents. These types of loans are generally granted for modest amounts, and many private lenders offer this service. The no-documents micro-loan allows you to meet urgent financial needs without the need for detailed documentation on your finances or assets.
If you need money fast, Finance Solution’s advisors can analyze personal loan applications from $250 to $1,500. Although no documents are required for your online loan application, some criteria must be met in order to accept your application.
CHECK-FREE LOAN WITH IBV TECHNOLOGY
Thanks to IBV technology, we can collect some of the informations needed to obtain your loan.
With no impact on your credit rating, the Instant Bank Verification (IBV) service gives us a summary of your account activity and card balances, and therefore of your financial reality.
INSTANT LOANS OF $300, $500 AND UP TO $1250
Need a loan fast? Finance Solution advisors analyze personal loan requests from $250 to $1,500. Our services are designed to be flexible, to help you deal with a wide variety of situations and limit the impact of repayment on your finances.
From debt consolidation to unforeseen events such as a car breakdown, our team of professionals will help you apply for a fast online loan that’s tailored to your financial reality.
In just a few clicks, we can grant you your personal loan without a credit check!
Repayment
calculator
See our repayment calculator for an overview of your payment schedule and monthly payment based on the term and amount selected.
Get your money by Interac transfer in Quebec and Canada
Apply now for a quick loan online, with no documents required! We offer flexible financing solutions to bring your projects to success despite temporary obstacles. The money is deposited by Interac transfer in less than 24 hours by our lender, once our brokers have analyzed your financial situation.
A personal loan for good and bad credit
A flexible financing solution
Although you don’t need to provide any supporting documents, there are a few eligibility criteria for obtaining a fast online loan.
Be over 18
Be a Canadian resident
Have a steady job for at least 6 months
Receive a paycheck by direct deposit in Canada
Have a net monthly income of at least 1200$
Have on hand
– Identification
– Proof of address
– Checking account
– Income information
IMPORTANT INFORMATION
Annual interest rate (APR)
We work with the best financial institutions to offer you an annual interest rate of 29%. Additional costs may be claimed to cover fees for the preparation, assembly, follow-up of the request and management of the customer file.
Reimbursement terms
Our loans reimbursement terms are 3 to 6 months depending on amount borrowed.
Exemple of reimbursement
For an instant loan of $750, $65 will be withdrawn from your account, weekly, over a 4-month period.
This information is given for descriptive purposes only and considers a full repayment, respecting the established payment schedule. These amounts include the fees claimed by the official agent (broker). Membership fees are subject to change. Finance Solution reserves the right to make such changes at any time. Amounts excludes postponed, refused or returned for insufficient funds payment fees .
Refused payment for insufficient funds or others
A 60$ fee will apply for any payment refused or returned for insufficient funds. These fees will be added at the end of your contract.
Postponed payment
It is possible to modify your payment plan by postponing a payment to a further date than according to your payment schedule. We must receive notice three business days prior to the scheduled withdrawal date and an administration fee of 50$ will be charged at the end of your contract. Please note that the first two payment will not be postponed.
Collection
If you miss a payment, one of our agents will contact you to advise you and rectify the situation. The collection officer will establish with you a new date on which the missed payment will be debited from your account. You will be charged a 65$ fee that will be added to the end of your payment schedule. If several payments are missed or you fail to honor your agreement, your file will be transferred to a collection agency.
Compliance of loan agreement
It is important to comply with your agreement and respect your payments. This will allow you to easily obtain a renewal, in addition of being able to increase the amount of your new loan.
Available in every province, except Québec
Eligibility
Although we strive to satisfy all our customers with flexible eligibility conditions, we are obliged to comply with current financial regulations. In order to evaluate your application, you must meet the following criteria:
- Be 18 and over
- Be a Canadian citizen
- Have a steady job for at least 6 months
- Receive a paycheck by direct deposit in Canada
- Not be under bankruptcy protection, intend on filling for personal bankruptcy or a consumer proposal
Completion of your file
Your file will be completed when these three steps have been done
- Reception and approval of all required documents
- Employment validation
- Verification of your personal references
Loans are deposited Monday through Friday during business hours.
Warning: Short term loans can provide an effective solution to meet your needs, but they have to be used wisely. Despite the fact that short-term loans are efficient and fast, the prevailing rates are higher than those of local banks. Therefore, they should be used occasionally and in situations where lower interest options would not be available, for exemple for an emergency. In order to avoid the appearance of a difficult financial situation, it is recommended that you do not contact several loan services.
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