Get an online money loan in Canada
Led by the financial realities of Canadians and attentive to your urgent needs, Finance Solution offers you a fast and accessible money loan solution.
Together, we build a brighter financial future by offering you loans of up to $1250 in less than 24 hours. By combining our expertise with your financing needs, we actively support your economic power, without complex credit investigations.
Get an online money loan in Canada
Led by the financial realities of Canadians and attentive to your urgent needs, Finance Solution offers you a fast and accessible money loan solution.
Together, we build a brighter financial future by offering you loans of up to $1250 in less than 24 hours. By combining our expertise with your financing needs, we actively support your economic power, without complex credit investigations.
Why do Canadians choose Finance Solution for their money loans?
A fast personal loan with no credit check
Couldn’t get a personal loan from your bank?
Financial institutions take many criteria into account when granting you credit: debts, credit rating… As a private lender, your debts and credit record are none of our business. We only consider your ability to repay the loan.
A secure online application form
Complete your request in less than 5 minutes!
With our online form, you won’t need to send in any paper documents. Our services use the IBV system, which ensures the security and confidentiality of your data.
A contract and an Interac transfer in less than 24 hours
Call on a responsive lender!
We will review your request within 90 minutes. If your request is approved, you’ll receive your emergency money loan by Interac transfer or direct deposit into your bank account within 24 hours. Ideal for unexpected expenses!
Borrow $250, $500 or $1,000 now
Find out live how much you can pay for a loan based on the total cost of the debt and the desired term of your short-term loan. Our financing company’s interest rate is 29%.
You will be eligible for a loan of up to $1250, once your first loan of $300 is repaid by half. It will also be possible to renew your loan at or before the end of the term, following completion of the first quick loan, the balance of which must be less than $150.
How can I get an immediate money loan today?
To obtain an immediate cash loan in Canada with Finance Solution, all you need to do is apply to a private lender specializing in this type of loan. With Finance Solution, you can receive your money within 24 hours, simply by completing our online form. All you need to do is meet the criteria below!
Be over 18
Be a Canadian resident
Have a steady job for at least 6 months
Receive a paycheck by direct deposit in Canada
Have a net monthly income of at least 1200$
Have on hand
– Identification
– Proof of address
– Checking account
– Income information
Frequently asked questions about money loans
How do I find a serious private lender?
A serious lender can provide you with references and reviews of their service. Don’t hesitate to consult reviews on Google or other review platforms to find out about the experience of former customers. Don’t forget to check all the information on the terms of the loan, the charges incurred, the interest rate… A reliable lender will include all this information on its website and in the loan contract.
Who can lend me money?
All financial institutions and private lenders are able to offer you a money loan. Depending on your financial situation and needs, some companies will be more suitable than others. Debt, car purchase, mortgage… Consult the loan amount you need, then contact the right lender. Finance Solution offers amounts up to $1250, without a credit check.
What is a money loan and how does it work with Finance Solution?
A money loan is a type of financing that provides quick access to cash for personal or emergency use. It works by borrowing a fixed amount from a lender, which is then repaid over time—usually with interest—based on the terms agreed upon. Unlike traditional bank loans, money loans are often easier to qualify for and may not require a strong credit history, making them ideal for short-term financial needs.
Who can apply for a money loan?
Almost anyone can apply for a money loan, including individuals with poor or limited credit histories. Lenders typically look at your income, employment status, and ability to repay rather than focusing solely on your credit score. Whether you’re employed, self-employed, or receiving benefits, you may qualify for a money loan if you can demonstrate financial stability.
How fast can I get a money loan approved?
Most money loan applications are processed quickly, with many approvals issued within the same day. With Finance Solution, you know in only 90 minutes if you are eligible for a loan with us. If you submit your application before 2pm, you could receive your funds the same day, otherwise in as little as 24 hours.
Is a money loan available with bad credit?
Yes, you can still get a money loan even if you have bad credit. We are helping borrowers with low credit scores or past financial difficulties, when they can’t have a loan in a classic financial institution. Instead of relying solely on credit reports, we assess your income and repayment capacity, giving you a second chance to access funds.
IMPORTANT INFORMATION
Annual interest rate (APR)
We work with the best financial institutions to offer you an annual interest rate of 29%. Additional costs may be claimed to cover fees for the preparation, assembly, follow-up of the request and management of the customer file.
Reimbursement terms
Our loans reimbursement terms are 3 to 6 months depending on amount borrowed.
Exemple of reimbursement
For an instant loan of $750, $65 will be withdrawn from your account, weekly, over a 4-month period.
This information is given for descriptive purposes only and considers a full repayment, respecting the established payment schedule. These amounts include the fees claimed by the official agent (broker). Membership fees are subject to change. Finance Solution reserves the right to make such changes at any time. Amounts excludes postponed, refused or returned for insufficient funds payment fees .
Refused payment for insufficient funds or others
A 60$ fee will apply for any payment refused or returned for insufficient funds. These fees will be added at the end of your contract.
Postponed payment
It is possible to modify your payment plan by postponing a payment to a further date than according to your payment schedule. We must receive notice three business days prior to the scheduled withdrawal date and an administration fee of 50$ will be charged at the end of your contract. Please note that the first two payment will not be postponed.
Collection
If you miss a payment, one of our agents will contact you to advise you and rectify the situation. The collection officer will establish with you a new date on which the missed payment will be debited from your account. You will be charged a 65$ fee that will be added to the end of your payment schedule. If several payments are missed or you fail to honor your agreement, your file will be transferred to a collection agency.
Compliance of loan agreement
It is important to comply with your agreement and respect your payments. This will allow you to easily obtain a renewal, in addition of being able to increase the amount of your new loan.
Available in every province, except Québec
Eligibility
Although we strive to satisfy all our customers with flexible eligibility conditions, we are obliged to comply with current financial regulations. In order to evaluate your application, you must meet the following criteria:
- Be 18 and over
- Be a Canadian citizen
- Have a steady job for at least 6 months
- Receive a paycheck by direct deposit in Canada
- Not be under bankruptcy protection, intend on filling for personal bankruptcy or a consumer proposal
Completion of your file
Your file will be completed when these three steps have been done
- Reception and approval of all required documents
- Employment validation
- Verification of your personal references
Loans are deposited Monday through Friday during business hours.
Warning: Short term loans can provide an effective solution to meet your needs, but they have to be used wisely. Despite the fact that short-term loans are efficient and fast, the prevailing rates are higher than those of local banks. Therefore, they should be used occasionally and in situations where lower interest options would not be available, for exemple for an emergency. In order to avoid the appearance of a difficult financial situation, it is recommended that you do not contact several loan services.
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